- Hard work: All hard work bring a profit, but mere talk leads only to poverty.
- Laziness: A sleeping lobster is carried away by the water current.
- Earnings: Never depend on a single source of income. [ At least make your Investments get you second earning ]
- Spending: If you buy things you don't need, you'll soon sell things you need.
- Savings: Don't save what is left after spending; Spend what is left after saving.
- Borrowings: The borrower becomes the lender's slave.
- Accounting: It's no use carrying an umbrella, if your shoes are leaking.
- Auditing: Beware of little expenses; A small leak can sink a large ship.
- Risk-taking: Never test the depth of the river with both feet. [ Have an alternate plan ready ]
- Investment: Don't put all your eggs in one basket.
Have heard that the author is Warren Buffet. But not sure.
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